For experienced, self-generated loan officers

Join Our Loan Officer Team

Keep control of your business with stronger support behind every file. Lock It Lending offers broker and correspondent channels, a processing team that includes former mortgage underwriters, and a flat $750 company fee per funded loan. Other charges may apply based on the approved role, channel and written agreement.

What Lock It Offers

Keep Control of Your Business

Continue building and managing your self-generated pipeline with the support of an established mortgage platform.

Processing Support From an Experienced Team

Our processing team includes former mortgage underwriters who understand how to identify issues early and keep files moving toward closing.

Broker and Correspondent Options

Broker and correspondent channels are available based on current company approvals, product eligibility and investor requirements.

Flat Company Fee

The company fee is $750 per funded loan. Other charges may apply based on the approved role, channel, transaction and written agreement.

W-2 and 1099 Structures

W-2 and 1099 structures may be available depending on the approved position and written agreement.

Additional Lead Opportunities

Independent Loan Officers may receive company-generated borrower leads through Lock It Lending's internal lead-distribution program. Lead availability and volume are not guaranteed.

Serve Borrowers Across a Broad National Footprint

Lock It Lending, powered by Swift Home Loans, is licensed in 49 states plus the District of Columbia. We are not currently licensed in New York. State, product and channel eligibility are confirmed for each transaction.

  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Detailed Recruiting Information

Approved candidates may receive secure access to our current lender and channel directory, detailed fee information, and W-2 versus 1099 comparison.

Secure candidate access is not available on the website yet. Until it is ready, Daniela or another authorized Lock It Lending representative will provide approved information directly.

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