Welcome to
Lock It Lending
Rated the #1 mortgage broker in TX with the most top producing Loan Officers
Current mortgage rate estimates
Estimate Your Monthly Mortgage Payment
Explore current rate estimates from our lender network and see an estimated monthly loan payment based on your purchase details, ZIP code, and credit profile.
Rates and payment estimates are subject to change and borrower qualification. Estimated payments shown by the rate tool include principal, interest, and applicable mortgage insurance, but exclude property taxes, homeowners insurance, HOA dues, and other costs. This is not a commitment to lend.
Rate search powered by Optimal Blue. Swift Home Loans, Inc. d/b/a Lock It Lending, NMLS #2075228.
Mortgage Education, Made Simply
Short videos from our loan experts explaining loan programs and mortgage terms
Available in English, Spanish, and Vietnamese
Updates That Move You—Literally 🏡
Learn about products, events, and many other great offerings from Lock It Lending
Client Testimonial
A real homeowner’s experience with Lock It Lending
Hear directly from a client about what it was like working with our team—from first questions to closing day.
- • Clear communication and guidance
- • Simple, transparent process
- • Fast answers and confident next steps
Unlocking Homeownership Happiness
Learn from our reviews how Lock It Lending transformed lives with tailored mortgage solutions
LockItLending with Ann, Oliver, Jamie have helped us to make sure all transactions going smoothly without any issue. Answers and explains all questions to help us to get the best deal for our rate. Thank you for all your help. We will definitely recommend LockItLending for anyone who need a Loan company who will give you a peace of mind. ❤️❤️❤️
We had an amazing experience from start to finish. Everything was smooth, professional, and well organized. The quality exceeded our expectations, and the customer service was excellent. Thank you to Ivy and Kevin. Highly recommended for anyone looking for reliability and great results.
Want to work with Lock It Lending
If you’re either Purchasing or refinancing, have the confidence to know you are working with the right team. Click Apply to sign up. Whether you are in process with a loan or have questions, Lock It Lending will make you feel like a neighbor by answering all your financing questions.
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