Resources To Help
You
From loan programs, market updates, to everything in between– the mortgage industry has a lot of moving parts. We pride ourselves on bringing educational resources to our clients regardless of your experience or knowledge of the mortgage process.
What are 2-1 Temporary Rate Buydowns?
2-1 Temporary Rate Buydowns: A Win-Win for Borrowers and Sellers Navigating the world of mortgages...
2024-05-13
Improve Your Credit Score Before a Mortgage
The mistake I see almost every week: borrowers who paid the card off, but paid on the due date, after the balance was already reported. What actually matters before you apply, from someone who pulls credit for a living.
2026-09-01
A Better Tool Than a Price Cut
A $20,000 price cut barely moves a buyer’s payment. A seller-paid 2-1 buydown costs about half as much and cuts it far more, for the first two years. Here is the math, and what we handle for you.
2026-10-02
Case Study: Buydown Beats a Price Cut
A real listing, a real comparison: on this Galveston home, a $20,000 price cut barely moved the buyer’s payment, while a $9,733 seller-paid 2-1 buydown cut it by $431 a month in year one. Here is the flyer and the math behind it.
2026-10-02
Giảm Giá Hay Buydown Cho Listing
Giảm giá $20,000 chỉ hạ tiền trả hàng tháng của người mua khoảng $105. Một chương trình 2-1 buydown do người bán trả chỉ tốn khoảng một nửa mà giảm nhiều hơn hẳn trong hai năm đầu. Đây là cách tính, và những gì Lock It Lending lo cho bạn.
2026-10-02
¿Bajar el Precio o Hacer un Buydown?
Bajar el precio $20,000 apenas reduce el pago del comprador. Un 2-1 buydown pagado por el vendedor cuesta como la mitad y reduce el pago mucho más, durante los primeros dos años. Aquí está la cuenta, y lo que Lock It Lending hace por usted.
2026-10-02