Lock It Lending

Mortgage services by state

Home loan guidance across 48 states

Lock It Lending helps eligible homebuyers and homeowners explore purchase and refinance options in every state except Alaska and New York. Choose your state for an overview of the mortgage process, available resources, and next steps.

Find mortgage help in your state

Select a state to learn how our team can support a home purchase or refinance. Loan programs, rates, terms, and eligibility depend on the borrower, property, and current program requirements.

ALAlabamaAZArizonaARArkansasCACaliforniaCOColoradoCTConnecticutDEDelawareFLFloridaGAGeorgiaHIHawaiiIDIdahoILIllinoisINIndianaIAIowaKSKansasKYKentuckyLALouisianaMEMaineMDMarylandMAMassachusettsMIMichiganMNMinnesotaMSMississippiMOMissouriMTMontanaNENebraskaNVNevadaNHNew HampshireNJNew JerseyNMNew MexicoNCNorth CarolinaNDNorth DakotaOHOhioOKOklahomaOROregonPAPennsylvaniaRIRhode IslandSCSouth CarolinaSDSouth DakotaTNTennesseeTXTexasUTUtahVTVermontVAVirginiaWAWashingtonWVWest VirginiaWIWisconsinWYWyoming

Purchase a home

Understand pre-approval, documentation, loan choices, and the steps between an accepted offer and closing.

Explore home purchase loans →

Refinance a mortgage

Review potential rate-and-term or cash-out refinance paths based on your goals and qualifications.

Explore refinancing →

Compare loan programs

Learn the basics of conventional, FHA, VA, USDA, jumbo, adjustable-rate, and home equity options.

View loan programs →

Licensing and availability

Lock It Lending is an approved trade name of Swift Home Loans, Inc., NMLS #2075228. We do not currently offer mortgage services in Alaska or New York. This website is for general information and is not a commitment to lend. All loans are subject to application, underwriting, approval, and applicable state and federal requirements.

Verify licensing through NMLS Consumer Access →