States and Licensing
A broad footprint helps when your referral partners and borrowers move across state lines. It does not remove your own licensing obligations.
Our licensed footprint
Lock It Lending, powered by Swift Home Loans, is licensed in 49 states plus the District of Columbia. We are not currently licensed in New York.
Eligibility is confirmed per transaction
Company licensure is the starting point, not the whole answer. State, product and channel eligibility are confirmed for each transaction.
Your individual licensing
Individual loan officer licensing and sponsorship requirements remain part of onboarding. Which states you can personally originate in depends on your own licences and sponsorship, and those steps are handled during the onboarding process rather than assumed.
State, product and channel eligibility are confirmed for each transaction. Nothing on this page is an offer, an approval or a guarantee of any outcome.
Licensed states
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
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