This website is owned and operated by Next Door Lending, LLC, 30200 Telegrpah rd, ste 105, Bingham Farms, MI. 48025 which is referred to below as "Next Door Lending" or "Lock It Lending" or "we" or "us" or "Company" or "our."
By use of this website, you agree that:
You may not use or attempt to use any part of this website for any purposes that:
Access and use of this website
Next Door Lending (DBA Lock It Lending) reserves the right at all times, in its sole discretion and without notice to you, to deny your access to and use of this website. You agree and acknowledge that you have the sole responsibility and liability for your use of this website and for providing or obtaining, and for maintaining, all of the hardware, software, electrical power, telecommunications, Internet services, and other products or services necessary or desirable for you to access and use this website.
Web page content
You acknowledge and agree that all content, Web pages, source code, calculations, products, materials, data, information, text, screens, functionality, services, design, layout, screen interfaces, "look and feel", and the operation of this website (collectively "Web Page Content") is accurate.
Furthermore, you acknowledge and agree that you do not acquire any ownership rights by downloading or viewing any Web Page Content. You further acknowledge and agree that you will not in any way copy, reproduce, publish, create derivative works from, perform, upload, post, distribute, transfer, transmit, modify, adapt, reverse engineer, frame in any Web page, or alter the appearance of any Web Page Content.
You may not use Web Page Content, domain names (in whole or in part), or Email addresses related to or derived from this website, nor any data, trademarks, functionality, service marks, trade names, brand names and/or logos contained within or derived from this website, for any purpose;
Meaning that you may not, among other prohibited uses, use any Web Page Content, domain names, Email addresses, data, trademarks, service marks, trade names, brand names and/or logos on or derived from this website:
Next Door Lending (DBA Lock It Lending) Is Not Responsible For Links to Other websites: For your convenience, this website may provide links to other websites on the World Wide Web. Unless expressly stated otherwise on this website, Next Door Lending (DBA Lock It Lending) does not endorse, approve, sponsor or control, and we are not in any way responsible for, any of the content, services, calculations, information, products or materials available at or through any websites to which this website may provide a link. By using this website you acknowledge and agree that Next Door Lending (DBA Lock It Lending) will not be responsible or liable to you or any other person for any damages or claims that might result from your use of such content, services, calculation, information, products or materials.
No Advertising / No Links. Next Door Lending (DBA Lock It Lending) does not permit third-party advertising on this website. Except with the written permission of Next Door Lending (DBA Lock It Lending), you agree that you will not create links from any website or Web page to this website or any Web page within this website.
Revisions & Modifications
You understand and acknowledge that Next Door Lending (DBA Lock It Lending) controls and operates this website from within the United States of America. This website provides information regarding services and products that are made available in the United States only. We make no representation that the services or products about which information may be provided on this website will be available (a) anywhere outside of the United States or (b) in every state within the United States. You acknowledge and agree that you are responsible for compliance with all federal, state and local laws applicable to your access to and use of this website.
User Id's and Passwords For Our Website
Certain areas or features of this website may be restricted to users who have obtained a user identification and password by completing a registration process described on this website. Please be sure to protect and maintain the confidentiality of any user identification, password or other identifying information you may obtain in connection with your use of this website. You agree to notify Next Door Lending (DBA Lock It Lending) immediately if you believe your user identification, password or other identifying information has been lost, stolen or otherwise compromised. You also acknowledge and agree that you are solely responsible for all damages or claims that may arise from any access to or use of this website by any person to whom you have provided your user identification, password or other identifying information, or by any person who has obtained such information from you, including, but not limited to, any access to or use of this website that may occur after you have notified us that your user identification, password or other identifying information has been lost, stolen or otherwise compromised.
The web page content on or available through this website are provided "As is" and without warranties of any kind, either express or implied. To the fullest extent permissible under applicable law, next door lending (DBA Lock It Lending) disclaims all warranties, express or implied, including, but not limited to, all implied warranties of merchant ability, fitness for a particular purpose, title, and non-infringement. Next door lending (DBA Lock It Lending) makes no representation or warranty regarding the web page content or its use thereof. The web page content on or available through this website could include inaccuracies or typographical errors and could become inaccurate because of developments occurring after their respective dates of preparation or publication. Next door lending (DBA Lock It Lending) has no obligation to maintain the currency or accuracy of any web page content on or available through this website. You acknowledge and agree that next door lending (DBA Lock It Lending) is not, and shall not be, responsible for the results of any defects that may exist in this website or its operation. As to the operation of this website, next door lending (DBA Lock It Lending) expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchant ability and fitness for a particular purpose. Next door lending (DBA Lock It Lending) makes no representation or warranty that (a) the operation of this website will meet your or any other user's requirements; (b) access to the website will be uninterrupted, timely, secure, or free of errors, viruses, or other harmful components; or (c) any defects in this website will be corrected. You agree that you, and not next door lending (DBA Lock It Lending), will bear the entire cost of all servicing, repair, correction, or restoration that may be necessary for your data, software programs, or computer equipment because of any viruses, errors, or other problems you may have as a result of using or visiting this website.
You agree that under no circumstances will next door lending (DBA Lock It Lending) be liable to you or any other person or entity for any damages or injury, including any direct, special, incidental, consequential, or punitive damages or any damages or injury caused by error, inaccuracy, omission, interruption, defect, failure of performance, delay in operation or transmission, telecommunications failure or computer virus or other problem, that may result from the use of, or the inability to use, this website or the web page content on or available through this website, whether in an action alleging breach of contract, negligence or any other cause of action, or arising out of or in connection with the use or performance of any web page content on or available through this website. You agree that next door lending (DBA Lock It Lending) shall not be liable even if we or our authorized representatives have been advised of the possibility of such damages. Applicable law may not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations or exclusions may not apply to you. However, in no event shall next door lending total liability to you for damages, losses, and causes of action (whether in contract, tort, or otherwise) exceed the amount paid by you, if any, in accessing or using this website of web page content thereon.
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Agreement To Provide Accurate Information
In making a loan inquiry, application or in entering into any other transaction or request for information on this website, you agree to provide accurate, true, current, and complete information upon which Next Door Lending (DBA Lock It Lending) may rely.
Your Cooperation Is Needed
Next Door Lending (DBA Lock It Lending) generally begins processing your application (which may include ordering an appraisal, credit report, title commitment and other necessary items) upon the submission of a full and complete application. If you submit an application, you agree to cooperate in the application process (including submitting all required documentation in a timely manner) and if needed, to obtain information Next Door Lending (DBA Lock It Lending) may need from third parties such as your bank, employer, current mortgage company, etc. In addition, you agree to notify Next Door Lending (DBA Lock It Lending) of any changes in any information submitted in connection with your application.
When you submit a loan application, Next Door Lending (DBA Lock It Lending) will begin to process your application and, as a result, will advance on your behalf costs for certain third party expenses. If you do not fully cooperate in or complete the application process (including submitting all required documentation in a timely manner), choose to withdraw your application, or choose not to close the transaction for any reason, you may be required to pay for some or all of Next Door Lending (DBA Lock It Lending) third party costs. Please review your deposit agreement for details specific to your loan application.
While Next Door Lending (DBA Lock It Lending) will use all of its reasonable efforts to have your application fully processed and closed on or before any applicable rate lock expiration date (if any) and/or anticipated closing date, some process are not under our control. For instance, Next Door Lending (DBA Lock It Lending) cannot be responsible for delays in loan approval or closing due to: the untimely receipt of an acceptable appraisal; the untimely receipt of required documentation; your existing home not selling; matters disclosed by a title commitment or survey; any other matters beyond Next Door Lending (DBA Lock It Lending) reasonable control.
Last updated 10/15/2022