What We
Offer
It is important to find the program that matches your long term and short-term goals. Our team selects from a wide array of lenders to help find the best possible solution for you and your family. Explore traditional, government-backed, and alternative-documentation programs below.
Programs, eligibility, documentation, and terms vary by borrower, property, and lender, and are subject to individual review and underwriting. Nothing on this page is a guarantee of approval or financing. Speak with a Lock It Lending loan officer to review which options may fit your situation.
Traditional & Government-Backed Options
Programs backed by conventional guidelines or government agencies, commonly used by homebuyers who can document income the traditional way.
Alternative-Documentation & Non-QM Options
Programs designed for self-employed borrowers, business owners, and real estate investors whose income or qualification path does not fit traditional documentation.
Additional Loan Options
Other programs our team can help you explore.
Estimate the numbers before you choose a program
Loan term, down payment, and mortgage insurance change the monthly cost of every program above. The monthly mortgage payment calculator shows principal, interest, taxes, insurance, and HOA fees together, and the home affordability calculator estimates a planning price from income and monthly debts. If you already own the home, the refinance savings calculator compares your current mortgage with a proposed one. Each is an educational estimate; program eligibility is determined by a lender.
Got Questions?
Let us help so that you can get one step closer to getting your home