Independent Loan Officer (Self-Generated Business)

Company: Lock It Lending (Powered by Swift Home Loans) Location: Remote — subject to company and loan officer licensing Job Type: W-2 or 1099, subject to approved employment or contractor structure

Please email your resume to HR@lockitlending.com

About Us

Join Lock It Lending as a self-generated loan officer with access to broker and correspondent channels, a processing team that includes former mortgage underwriters, and an operating structure reviewed for your individual business.

• Self-Generated Business
Continue building and managing your own referral relationships and self-generated pipeline.

• Processing Advantage
Our processing team includes former mortgage underwriters who understand file structure, conditions, and underwriting requirements.

• Broker and Correspondent Channels
Lock It Lending offers broker and correspondent channels. The available channel depends on the lender, product, state, and loan structure.

• W-2 and 1099 Structures
W-2 and 1099 positions are available. The position, compensation, expenses, and responsibilities are documented in the agreement approved for each loan officer.

• Remote and Licensing
Remote positions are available where Lock It Lending and the loan officer hold the licenses required for the transaction. Lock It Lending currently operates in 49 states and Washington, D.C. New York is not currently included. Transaction eligibility still depends on company, loan-officer, product, and lender requirements.

• Company-Generated Leads
Independent Loan Officers may receive company-generated borrower leads through Lock It Lending's internal lead-distribution program, giving them an opportunity to take on additional leads when their self-generated business is slower.
Lead availability and volume are not guaranteed. Assignment is subject to current program requirements and timely follow-up.

• Lender Directory
Approved candidates can review our current lender directory, including broker and correspondent designations, during the recruiting process.

What You'll Bring

• Active NMLS license

• At least six closed self-generated loans in the trailing 12 months

• Entrepreneurial mindset with a focus on long-term business growth

• Ability to operate independently in a remote environment

Benefits

Costs and Compensation

For the approved self-generated Independent Loan Officer structure, Lock It Lending charges a flat $750 company fee per funded loan.

Credit reports, processing, technology, third-party services, and other elected or transaction-specific charges may apply as stated in the loan officer's written agreement.

Compensation, the $750 company fee, system expenses, credit-report charges, processing charges, and other operating costs will be provided in writing for the position being considered.

Additional Details

If you are ready to elevate your career and expand your business with the support of a leading mortgage platform, we invite you to connect with us today. Send us an email or schedule a call.

At Lock It Lending, we provide more than competitive rates and technology. We offer a true platform for independent Loan Officers to thrive. By minimizing overhead and maximizing resources, we enable our partners to focus on building their business while keeping more of what they earn.